Today’s post is an insightful read from guest contributor, Katharine Di Cerbo, on the topic of overspending and psychology. Have you ever had the overwhelming urge to buy the right clothes, take the right vacations, and own the right technological gadgets even when you knew you really shouldn’t be spending so lavishly? Of course you […]
How to Eat Clean on a Budget
Many of us who are striving to climb out of debt or grow to financial independence save money wherever we can. In today’s world of cheap processed foods it only makes sense for us to take advantage of the savings. But is that really the best choice? Food is the information our bodies use to […]
The One Thing You Must Do When Weathering a Personal Financial Storm
I have another great guest post for you today from Richard Greaney who blogs over at DIY Money Mastery. In this post he explains how he dealt with an onslaught of unexpected costs using a clever budgeting and forecasting technique. Please head on over to his blog after you’ve read this post! Most of us have […]
Budget Spreadsheets: How Do You Do Yours?
I was thinking back to what life was like before we started getting serious about our debt… there has been a definite mindset change with spending as you’ll know, but also our view on budgeting has changed too. When our debt was at its worst, I didn’t pay much attention to budgets. I just thought […]