Payday loans are an ingrained part of the financial landscape in the United States. About 12 million people use this type of loan every year according to the St. Louis Fed. They’re particularly prevalent among those who don’t have a traditional bank account. It’s important to know one thing above all else when it comes […]
What’s Happened To Your Credit Score?
Almost everyone has a credit card these days; we all like to put a few purchases on a credit card and pay them back in full later, when our bank accounts are looking a little healthier. Indeed, having a credit card, with a high limit, and a good track record of paying back your loans […]
What You Need to Know About Credit Card Alternatives
What Are the Alternatives to Credit Cards? Depending on your needs as a consumer, there are actually many ways to do business and make transactions without a traditional credit card account. Debt consolidation loans and predatory tactics like payday loans should be avoided at all costs. The credit card examples we’re about to show are […]
Tips on selling your property to clear mortgage debt
Sometimes, debt is unbearable. The amount of debt you have can be more than just an annoying problem. It could be ruining your life. The natural solution then becomes one related to your biggest asset. As Kelvin Elliott of Yes! Homebuyers explains, “Selling your home to reduce or remove debt can sometimes be both a […]
The Impact Borrowing Money From Family and Friends Has on Your Relationship
When facing financial difficulties, there are many options to consider such as taking out a debt consolidation loan from the likes of Avant Credit or borrowing money from friends and relatives. While the former could be a sensible move leading to debt being paid off promptly, the latter could cause long-term problems and even relationship […]