I have a bonus post for you today which is great fun – hope you’ll join in! The fabulous Girl Meets Debt started this I ? Autumn tag earlier this week on her blog to celebrate the start of Autumn. Here’s how this tag works. Below are some questions about what Autumn means to you. If you’re a blogger who wants to join in the Autumn fun, then you just need to publish the questions and answers on your own blog linking back to my post here. If you’re not a blogger, then don’t worry as you can still join…
Author: Hayley
Up until January this year, the hubby and I were working under a couple of blinkered assumptions about paying off our mountain of debt. One was that the debt was insurmountable and the only way to get through each month was by scraping the minimum payment together. The second was that hopefully something would happen in the future whereby we would ‘come into some cash’ in order to pay off this insurmountable debt. Assumption #1: We could only afford the minimum repayment When we believed that our debt was just impossible to clear, we were actually making sure that our…
Happy Friday! Hope your week has been good? Mine’s been good, although it’s been a funny old week for our brand spanking new budget I have to say. I’ve been tracking our spending down to the penny and am already amazed that we’ve had to go to the shop four times because we forgetting certain groceries! But we’re not spending anything out of the ordinary yet which is great. We’ve had some costs crop up this week though that we weren’t expecting. Our dog has a sore leg!! We took him straight to the vets yesterday when we noticed him…
Last weekend I revised my budget after being inspired by Claire’s post over at Ready for Zero on Finding Your Best Budgeting Strategy – And Sticking With It. My old budget was vague at best – it had more than a few holes in it! I now have a format I’m happy with and I’m going to track every penny I spend and create a new budget each month taking into account any changing costs. It might be a tedious task but I’m going to have to do it because this month, I really want to hit the debts where…