Disease called Debt
A blog about getting out of debt
October 9, 2013 at 10:32 am
Brilliant post. This seems to happen to a lot of people once they have a child. In fact, my fiancée is even planning for it to happen!! 🙂
Personally, I’m often happy and often frustrated in my job, but I’m sure that is the case for most company employees. However, there’ll be a day (“financial independence day”) where I won’t want to do this if I don’t NEED to.
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October 12, 2013 at 9:10 pm
Lol! I think children bring a different perspective and make us realise what’s important and what’s not. Bet you’re looking forward to your Financial Independence Day! Hope it comes soon!
jefferson @See Debt Run says
October 9, 2013 at 1:34 pm
Great post, Hayley.. I am a huge believer in this topic. We spend 1/3 of our adult lives working, and to spend that being totally miserable just doesnt make sense to me. If a job (or even if a career) is making you miserable, you can’t be afraid to change it up.
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October 9, 2013 at 2:25 pm
Thanks Jefferson! Sometimes it’s easy to get stuck in a rut and not know how to get out even if we’re completely miserable at work. The rat race at its worst!
Budget and the Beach says
October 9, 2013 at 3:40 pm
I don’t like the video work I do, but it pays the bills, but I do love anything related to blogging, but that’s still just side income. It’s nice to see you had the support and opportunity to quit something that was troubling you. I’d like to be done with the video stuff as my main income, but right now have nothing to fall back on. So I’m just doing what I can to stay positive about it.
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October 9, 2013 at 8:53 pm
That’s a really tricky position Tonya. Hopefully you can up the side income on the blog until eventually you can make the switch? In the meantime staying positive is really important. I felt like my health would suffer if I was to go to back to that job and I was of the mind that I would do any kind of work to get by until I figured something out. 🙂 (Still doing that by the way but it’s a whole lot better than before!)
Dear Debt says
October 9, 2013 at 3:53 pm
Great post. I’ve always been pretty happy and that’s because I’ve pursued my passion and work for non-profits. It’s incredibly rewarding, but the pay is low. But the culture is great! Cool people, casual dress and helping people. I think finding your passion and what motivates you is key.
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October 9, 2013 at 8:55 pm
Thanks Dear Debt! Money helps of course but I know I’d personally be happier taking a lower wage and being happy with what I’m doing! Glad to hear you’re happy in your job! Following your passion is a great thing to do if you can! 🙂
Money Beagle says
October 9, 2013 at 4:05 pm
I agree with this. I’ve been at a couple of jobs where I was happy but then circumstances changed and I was no longer happy. In each case, I left. I was at a job that I hated from day one and my biggest mistake was sticking around trying to change circumstances so that I’d become happy. Needless to say that didn’t work and eventually they made the decision for me…which turned out to be one of the best things that’s ever happened to me, as I learned a lot from it. My next job was awesome and while happiness couldn’t come every single second, overall it presented happiness and a lot of opportunity, and I’m still here seven years later!
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October 9, 2013 at 8:56 pm
That’s great! So glad this job worked out for you. I remember going through various processes to try to make changes at my last job e.g. explaining to the boss about the pressure, work life balance, trying to delegate more. It just didn’t work out for me even trying those things.
Girl Meets Debt says
October 9, 2013 at 6:02 pm
I wrote about my blog making me “happy” today and reading this post was perfect! It’s nice to learn a bit more about you, I didn’t know you had a marketing background – that’s a perfect partner for blogging! 😉 It sounds like you really do love being self-employed and I’m happy to hear that you took the steps (even if it meant a pay cut) to make yourself happy as well! 🙂
p.s. how many times did I use the word “happy” 😛
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October 9, 2013 at 9:01 pm
Thanks GMD! I loved your ‘Happy’ post by the way! 🙂 Yes marketing is something I did for a long time – I hope it will come in useful for blogging lol! I’ve tried a few other ventures too – looking back I was obviously desperate to try something else! I was a professional make up artist for a long time outside my day job and I’ll save writing about what I do now for another day! It’s not very exciting! But I do love being self employed. Being my own boss is great. 🙂
Done by Forty says
October 9, 2013 at 6:16 pm
Thanks so much for sharing your story. I feel like we might be on a similar path, as my wife and I are going to try to have children in the next few years and I imagine our priorities (and what makes us happy) might change quite a bit. I personally am really happy with my job right now: it’s not the sort of thing that I’d call my life passion, but it’s a great fit.
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October 9, 2013 at 9:24 pm
That’s great that you’re happy with your job right now – even if it’s not your life’s passion, you’re enjoying it. That’s probably where I am too actually in my current self employed business. How exciting that you and your wife might be starting a family in the near future! Kids do change everything but being a parent is the best job in the world!
October 9, 2013 at 6:28 pm
Great post! I definitely think that people need to be happy with what they do. You don’t have to necessarily LOVE it, but some kind of liking should be there.
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October 9, 2013 at 9:27 pm
Thanks Michelle! Yeah I agree, liking is fine! If I’d had at least some liking for my last job, I probably wouldn’t have left because of all the other benefits such as good wage, company pension. But I had no liking for it whatsoever because of the amount of stress I found myself under. Also, they wouldn’t let me return to work part time so I would have been working 8-8 and not seeing my daughter! Madness!
Eva @ Girl Counting Pennies says
October 9, 2013 at 8:44 pm
I am not unhappy in my current job, but I don’t think I can say I am happy either. I mostly like what I do, but there are times when I feel stuck. I know one thing: 9-5 job is not for me. Self-employment is not for me either. I could potentially be happy working part time and get more time for myself. I used to want to climb the corporate ladder and earned my Senior title through years of hard work. I have always been really good at what I do (this job is the 4th in my career), somehow I make it work. I was given an opportunity to manage a team some time ago but I refused. More stress, more responsibilities. No, thanks. I am not that person anymore. I have a history of panic attacks and I am prone to anxiety. I don’t want stress that comes with a high profile job. I want to enjoy my life. It’s too short!
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October 9, 2013 at 9:38 pm
Well said Eva! Life is too short! Sorry to read that you’ve suffered from panic attacks in the past – these can be quite scary I think? Some people thrive on stress but I have to say I’m with you on that one! I quite like your idea of working part time and having more time for yourself. That’ll do nicely!
Lisa E. @ Lisa Vs. The Loans says
October 9, 2013 at 9:46 pm
People talk so much about the stresses of the corporate world. I’m very fortunate since I work for a relatively small company and I love all the people I work with. Now I’m seeking something new, a bigger company, to expand my experience. But now I’m not so sure if this is the right move – away from a small, great environment to a big, potentially stressful environment.
I’ve got a lot to think about. Great post, Hayley!
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October 9, 2013 at 10:44 pm
Thanks Lisa! Don’t let my story put you off though! Some people thrive on a fast paced, stressful environment and become more productive. I look forward to reading about how you get on!
Connie @ Savvy With Saving says
October 9, 2013 at 11:34 pm
Great post, I feel like I definitely relate. I currently work a field related for marketing and the hours and stress can be overwhelming. While I don’t love it, it’s hard to leave a stable, well paying job for the unknown.
October 10, 2013 at 7:37 pm
Thanks Connie. 🙂 Yes, that’s definitely the tricky part. It’s the wondering whether the grass is greener on the other side I guess. You could always try to build something else up on the side and see where that takes you whilst still working the day job. If the hours allow you to focus on anything else that is. Good luck with whatever you decide to do!
Tammy R says
October 10, 2013 at 3:30 am
Hi Hayley. I hadn’t heard your story before, and I’m so glad you shared it. It sounds eerily similar to my story except I was a public school teacher and an illness forced me to quit. I’ve never been so happy to be sick! At the time I rather felt like a failure – anxiety will do that to you. But I have never regretted my decision and now get to spend 24/7 with my husband. We started our own tutoring and guitar instruction studio and work what most people would consider part time. I am able to exercise every day and pursue those things I love.
I’m so happy for you and your family!
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October 10, 2013 at 7:39 pm
Thanks Tammy. Sorry to read that you were ill though, hope you’re fully recovered now? I think your work life balance now sounds amazing! How lovely to work with your husband doing something you love.:)
October 10, 2013 at 3:41 am
This is a great post, and I truly do believe you should be happy at your job. We spend so much of our time there – more time is spent with coworker than family most days. I always thought those unwritten corporate rules, such as staying as late as the boss, were silly. I stay late nearly every day, but that’s because I don’t like to leave anything unfinished. I am glad that your daughter enabled you to realize what was important in life. Sometimes it’s really not about the money. I could get a raise, but would that actually make me happier? Probably not, as it’s an extrinsic motivator. I would rather find happiness in the actual job I am performing every day.
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October 10, 2013 at 8:16 pm
Thanks so much E.M. Those unwritten rules are silly I agree! If it’s your own choice to stay late because you want to, then that’s great. I can understand not wanting to leave things unfinished. That’s a sign of taking pride in your work! 🙂
October 10, 2013 at 4:29 am
This was so great, thank you for sharing. I’m working my dream job at an international development NGO. I love it more than anything, but I’ve had to pick up a side gig waitressing for the last two years to reach some goals. It’s pieces like this that remind me how important is to be doing something I’m really passionate about and something my 20-year-old self would be proud of. Thanks!
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October 10, 2013 at 8:23 pm
Thanks Colleen, I really appreciate you stopping by! That’s great that you love your job! It sounds like you’re working really hard to achieve your goals. I look forward to reading more about you on your blog!
Jack @ Enwealthen says
October 11, 2013 at 6:18 am
Loving what I do for work is a nice perk, when I can get it.
But for me, being happy in your job is a luxury. I like to enjoy my work, but frankly, no one can ever pay me enough money that I’m going to truly happy. It’s work. It’s satisfying to overcome obstacles to accomplish great things. Especially when you can earn good pay to provide for your family or loved ones. But it’s still work.
I get my happiness outside of my job. My job is what I do until I figure out something more interesting or more lucrative to do with my time. 🙂
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October 12, 2013 at 9:04 pm
That’s great Jack! 🙂 I imagine a lot of people would feel that way about work. For me at that point in my life, I wasn’t happy outside of work because my job was making me so miserable!
The Frugal Exerciser says
October 12, 2013 at 7:03 pm
I’m self employed so I’m very happy to be working in a field that I love but my husband isn’t very happy. He is a manager at a large company and is a well respected by his colleagues but he wants to follow his passion, which is his art. He has art shows but he wants to do it full-time. However, he knows being an artists can be iffy, especially when the economy tanks. We are working hard on our debt so he can follow his dreams too.
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October 12, 2013 at 7:42 pm
That’s great that you’re both actively trying to work towards your hubby’s dream by getting sorted financially. I can imagine being an artist can be tricky at times financially but the freedom that would come from following that sort of passion would be immense!
Savvy Working Gal says
October 12, 2013 at 7:37 pm
There are parts of my job I like – I am a financial manager – but there is a good portion where I am just going through the motions. Add in all the little headaches that occur during the day and that I take so little vacation it all adds up to a pretty miserable life. I’ve been saving my money for years hoping to make a change. Maybe look for something part-time. Great post by the way.
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October 12, 2013 at 7:48 pm
Thanks so much! 🙂 I really hope you can change things in terms of your work soon. If you really believe you’ll be happier working somewhere else or less hours, then I hope you decide to go for it. Money is always an issue though, I can understand why you’re saving up. Just don’t let life pass you by in the meantime! 🙂
October 13, 2013 at 5:11 am
I love my job! The biggest challenge I faced was having to do something else for a little while when I moved to a state that had different certification standards. Once you find what you love doing, doing anything else is torture. I’m so glad your husband was so supportive in your decision!
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October 13, 2013 at 9:06 pm
Finding what you love doing is a challenge in itself! I’m halfway there though. So glad you found your dream job, not many people can say that! 🙂
October 13, 2013 at 9:38 pm
Great Post! I believe if you can find happiness at work you will preform better. If your not currently happy you should look to find something new, even part time that will help keep the interested level high.
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October 15, 2013 at 9:12 am
Thanks Brian! Sometimes it can be hard to leave a job that you hate because of the reliance on income – even more of a reason to get financial affairs in order!
October 13, 2013 at 10:04 pm
I’m happy in my job and I agree that it takes passion to be happy in a job. Find a job that you’ll love and you’ll almost certainly be happy in general. This article also reminds me of why I want to be completely debt free so I’m never working a job just to have money to pay off my stuff.
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October 15, 2013 at 9:15 am
That’s just how I feel Monica. By not having to rely on a certain amount of money to pay bills, it will bring greater freedom and mean we will have more choices in our careers and other aspects of life. So pleased you’ve found a job you’re happy with! 🙂
October 14, 2013 at 9:21 pm
Great article. I always feel like something you love doing is never a job – even if you are getting paid. I think there is no perfect and really enjoyable job but there are ones more suited to you than others that you will feel comfortable doing.
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February 7, 2014 at 10:43 pm
Loved this post! I loved my previous job, but alas it was only a temporary job. While I was approaching graduation from college, I applied for many, many jobs. I got 2 offers, one with lower pay and a higher cost of living several hours from my family (but a city I love) and one with higher pay at a prestigious place in my hometown (4 miles from my family’s home) with a low cost of living. I took the higher pay. I detest my job. I think I know what I’d like to do, but I cannot feasibly quit my job in my current financial state. This nightmare combined with a an embarrasing card decline situation, woke me up to having to pay off my debt sooner rather than later.
I’d love to use this post as inspiration for an upcoming post on my blog. Would that be ok with you? I would link back to your article. Thanks!
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February 8, 2014 at 2:25 pm
Hi there. It’s a horrible feeling being trapped in your job because of finances. Keep plugging away at your debt and do what you can outside of work to prepare for what you do want to do next. Of course you can use this as inspiration for your post, I’m glad it connected with you and I look forward to reading your post! 🙂
Sara Akkad says
March 23, 2014 at 3:38 pm
great post Hayley, I’m happy that you managed to quit a job that was making you ill by the sounds of it. It’s so easy to get caught in a vicious cycle and that’s when the debt creeps up. How amazing that your daughter gave you a new found hope…they say having a child changes everything…I’m not a mum yet…hopefully one day I will be! 🙂
March 23, 2014 at 9:20 pm
Thanks Sara! Sometimes we have to take a step back and realise that a job is a job at the end of the day. Great it you enjoy it, but if not then it’s time to change something. I’m very grateful for my daughter, she means the world to me and has given me a whole new perspective on life. I’m sure you’ll enjoy motherhood when the time is right! 🙂
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