Debt. That four letter word no-one wants to hear. A lot of people actually in debt don’t even want to think about that four letter word let alone face up to it. Yes, being in debt is fairly tough and the hubby and I often used to feel totally fed up about our situation. But over time, we’ve changed our perspective to that of a more positive one and now when we look hard enough, we can see a glimmer of a silver lining. Even with a great big pile of debt still to pay off! I’ve been in debt…
Author: Hayley
Not everyone likes Mondays that much as they prepare for a busy week ahead at work and I’m one of those people! Although I don’t dread them half as much as I used to now thankfully. Still, I thought it would nice to write a fun post today about my Top 10 Period Dramas to start the week off in a cheery fashion! Being on a budget means that the hubby and I don’t get to go out that much these days, especially because of the fact that we’d need a babysitter and therefore that would double the expense. So…
Hello everyone! How has your week been? Mine has been pretty good! This week the hubby and I made an overpayment on our debts which was extremely satisfying. Making payments like this is a real highlight for us these days and it genuinely is something we look forward to each month. It feels like we’re giving ourselves a nice present with each debt repayment we make! Yesterday evening, I took our daughter out trick or treating for the first time (and it was actually the first time I’ve ever been trick or treating too)! I was amazed at the amount…
The following is a guest post from Lyle at The Joy of Simple who has an inspiring perspective on finances and life in general! Please feel free to ask Lyle any questions in the comments section below. If you’re interested in guest posting on A Disease Called Debt, please contact me. I’ll be back tomorrow with Friday’s Fab Links! Okay…so you are in debt crisis mode and have decided to seriously pinch pennies and diminish unwanted expenses as a means to kick your debt in the butt and onto the street to be run over by a huge Mack truck.…
When making extra debt repayments, I usually try to pay off as and when we find any spare cash, however this month I’ve waited until today to make an overpayment. This is because I wanted to make sure every bill has been accounted for this month before paying extra on the debts – last month we ended up in our overdraft and I didn’t want a repeat performance of that! So I’ve been glued to my budget and expenses spreadsheet every day and the result is that we’ve not gone into our overdraft at all! I feel totally in control…