As the title of this post states, paying off debt is actually helping me to change my life for the better – and in different ways too. When you’re on a mission to pay off debt, there are certain financial sacrifices that you might need to make and a definite lifestyle change of sorts as you […]
Budgeting and Debt Barriers
For the last two months, I’ve been working to a brand new budget. I thought I was budgeting before but actually I had a vague list of monthly bills in a spreadsheet which reminded me of what I would need to pay out for roughly. The hubby and I just hoped for the best each […]
How to Stop Wanting Stuff That You Can’t Afford
Have you ever wanted stuff that you can’t afford? We have. Ever since the hubby and I first got into debt, it’s been a case (subconciously I think) of keeping up with the Joneses. We plodded through life early on in our relationship buying this and that in order to fit in with the lifestyle that […]
When is the best time to have children?
“When is the best time to have children?” It’s a question that many future parents ask themselves. “Are we ready?” is another. The answers are all very different depending on the circumstances we find ourselves in! If it was up to our own parents when the best time is, it would seem that NOW would […]
The scary truths about child poverty
When my daughter was born, along with all the happiness and joy that a newborn baby brings, came the huge feeling of responsibility. Instead of just being responsible for ourselves – progressing our careers; making sure bills were paid; generally making sure we had everything we needed in life – we were also responsible for […]