What do you think your average spend is for gifts for your family and friends each year? I was fairly shocked to be honest when I worked out recently that I spent just over £800 last year on gifts for other people (Christmas, Birthdays etc). I didn’t have a budget back then so I didn’t keep tabs on what I was spending, I just thought I wasn’t spending that much. Actually I hadn’t spent that much compared to earlier years – gulp! It wouldn’t be right for me to say spending that £800 on gifts was a waste of money…
Author: Hayley
How’s your week been so far? I haven’t paid any debts off yet this month – I know it’s early in the month still, but I like to overpay some on the 1st of the month and some later when I know exactly how much extra cash I can scrape together! I just haven’t been paid yet from my clients. Tsk! The joys of being self employed. I’m not quite sure how long this Friday’s Fab Links feature should be each week, it started off as 5 fab reads, then last week it was 6 and now, I’m linking to…
Have you ever wanted stuff that you can’t afford? We have. Ever since the hubby and I first got into debt, it’s been a case (subconciously I think) of keeping up with the Joneses. We plodded through life early on in our relationship buying this and that in order to fit in with the lifestyle that we wanted and which our friends had too. To put it mildly, we’ve spent a lot of money over the years on materials things that we really didn’t have the means to buy. We never meant to get into debt and some of our debt…
I’d been putting off getting my hair cut and highlighted for the last three months because I was humming and hawing over whether I should spend the money on getting it done, or pay it off my debts. You can imagine how bad my hair was looking when I finally decided it needed to be done! Hedge backwards whilst in the midst of a hurricane springs to my mind. The other reason I was humming and hawing over getting my hair sorted out was that I totally hate getting it done. Years ago, I’d have gone to my favourite salon…
I’ve actually managed to read a ton of blogs this week, it’s been great! I’ve probably spent at least an hour and a half each day just reading blogs as well as all the other stuff I need to fit into my day. The result has been some pretty late nights so I’m looking forward to a restful weekend. 🙂 This week has seen the hubby and I make our biggest debt repayment so far and I just wanted to say thank you to everyone who’s read my posts this week and taken time to comment. I did feel a…