Debt. That four letter word no-one wants to hear. A lot of people actually in debt don’t even want to think about that four letter word let alone face up to it. Yes, being in debt is fairly tough and the hubby and I often used to feel totally fed up about our situation. But […]
I will not give in: the cycle of debt has been broken!
I’ve been in debt now for 14 years. The reason why I’m still in debt after all this time is because quite simply, I gave in to debt time and time again. I was in the middle of a cycle of debt. I paid off debt and then I spent again on my credit cards. […]