Today, I wanted to share something that’s really helped us to achieve debt freedom and it’s something that could help you achieve success in your life too, even if your main goals aren’t related to paying off debt.
Now before you get too excited, I need to let you know it’s something you’ll have heard of before (but you may not be using this little gem as much as you could).
I’m talking about effort. Because without a shadow of a doubt, achievement and success all depend on the amount of hard work and effort you’re prepared to put in to see results.
“It is only through labor and painful effort, by grim energy and resolute courage, that we move on to better things.” – Theodore Roosevelt
You don’t have to be super clever to get to where you want in life. You don’t have to be stupendously rich. You just need to put 100% effort into whatever it is that you want to achieve and you’ll get there eventually. As the title of this post states, if you want results badly enough, you’ll get out what you put in.
Take paying off debt for example. To do this, it involves a serious amount of effort without reward – and not just once in a while – continuous effort without reward is what’s needed to get to that finish line. Cutting back on expenses every month, trying to save money and earn even more money is difficult to do time and time again. It’s even a massive effort to just not give up on the idea of debt freedom. Yet continuous effort combined with the magic of time is how you will definitely succeed! This is how we managed to clear our debts. If we had stopped putting the effort in somewhere along the line, we’d still be in debt now.
“Continuous effort – not strength or intelligence – is the key to unlocking our potential.” – Winston Churchill
I’m a big believer in taking small steps forward and never stopping to look back. I’m working towards some goals right now and each one requires action and effort from me. If I do nothing about these goals, then quite simply nothing will get done! One of these goals is to develop a hefty pot of savings for a house deposit. To achieve this goal, we need to be saving on average £1,300 per month which is an incredible amount of money to even think about saving (for us at least)!
So this the kind of goal I chip away at. I put effort in every day to try to work towards this goal – I work really hard on my freelance jobs and try to earn as much money as I can. I weigh up carefully every purchasing decision I have to make to see if I can avoid spending. Slowly, ever so slowly, the savings are adding up! (I’ll post an update on that soon).
To put 100% effort into something requires enthusiasm for the task in hand of course. You have to want something so badly that you’ll do what it takes.
How much effort are you putting in to achieve your goals right now?
*Image courtesy of Flickr and modified by Disease Called Debt.
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13 Comments
Absolutely with no rewards? I doubt if I am able to pay my debt off. But this kind of strategy guarantees success and immediate results. I still believe that rewarding ourselves once in a while is still advantageous in our financial journey.
Jayson @ Monster Piggy Bank recently posted…How Much to Secure a Home Loan?
Hi Jayson, don’t get me wrong, I absolutely believe in celebrating debt payoff milestones! What I meant by “no reward” was that it can take a very long time before debt freedom can truly be appreciated. 🙂 Debt freedom is the reward.
I also believe in taking small steps toward goals also. Most people I talk to feel that they don’t have enough money to get rid of their debt. What I try to impress on them is just to start small and eventually they will see progress toward getting rid of that debt. I also believe in mini milestones. My opinion is that when you complete one it will motivate you to keep on going.
Petrish @ Debt Free Martini recently posted…10 Effortless Ways to Live On Less And Become Debt Free
I’ve been talking to a couple of friends about their debt recently and like you’ve found with conversations you’ve had with people, these friends feel they don’t have any free cash to put towards their debt. It’s so tricky when money is tight, but £10 or £20 here and there really does help with debt payoff and ultimately in the end will help their finances to “breathe” again. Milestones are a great form of motivation. 🙂
I’m always trying to chip away at my goals little by little. I listen to a lot of Eric Thomas, who is a motivational speaker to keep me going!
Tonya@Budget and the Beach recently posted…The Plan
I’ve not heard of Eric Thomas but I’ll check him out for some inspiration – thanks Tonya!
Thanks for an awesomely inspiring post Hayley 🙂
“You just need to put 100% effort into whatever it is that you want to achieve and you’ll get there eventually.” – I truly believe this and have lived this in a variety of accomplished ways throughout my life. Really…it’s the only way!
And with that said, I have no doubt you’ll succeed at your 2015 goals 🙂
Thanks again and take care.
My best to all.
Lyle
lyle @ the Joy of Simple recently posted…11 Time Practices For A Healthy, Happy And Well Balanced Life
Thanks Lyle and glad you liked this post! Sometimes it’s hard to give something a shot or get going with working towards a dream. Things only happen with some effort!
Love this, Hayley. It is so true. The effort you put towards your goals is a strong indicator on the success you will see. Like you said, we need to constantly chip away at our goals and keep moving forward, even when we experience setbacks. And whenever I find myself stalling or unwilling to do the work, I know it’s time to step back and figure out “why” I’m struggling to do the work.
Shannon @ The Heavy Purse recently posted…15 Financial Moves for 2015
Thanks Shannon! Finding out the “why” if you’re stalling is important. Then you can work around that and move forwards with your goals. Constantly chipping away is the key!
We have been working on just making small steps right now. Nothing big at the moment, but it is better than nothing,
Hi Michelle, small steps still get you there so that’s all good! 🙂
Love this! I always hope this saying is true as I’ve always been a hard worker. I am afraid at times that the world cares less about how hard you work and more about what you look like and other superficial qualities.
Kayla @ Shoeaholicnomore recently posted…Comparing Grocery Costs: Where It’s Really Expensive