As you may already know if you’ve read our story, the hubby and I have spent the last 14 years – actually it’s 15 years now – in debt. That’s a whole load of years! An awfully long time to have been worrying about money. Although thinking about it, for the first few years of being in debt, we didn’t worry as much as we should have done. We just thought of debt as a means to buying the material things we wanted. It didn’t seem like a bad idea to buy things on credit as we were moving through…
Author: Hayley
This week I thought I’d get started on one of my financial goals for 2014 – saving more for retirement. The hubby and I do have a rental property (which is mortgaged) by way of an investment but to cut a long story short, it doesn’t make us much money at all and won’t for a long time. That’s because of the way the property market is here in the UK – the value has decreased quite a bit since we purchased it! To be honest, it’s a bit of a headache and I’m also worried about possible tax implications…
The following post is sponsored. Around 10 years ago, I bought a new car on finance. The feeling of driving it off the forecourt was just awesome. There’s nothing quite like that new car smell! The value of the car depreciated as soon as I drove it off the forecourt mind you, but I was ok with that, for a while at least. After a good few years of paying for the car on finance, it dawned on me that buying a new car wasn’t perhaps the best decision I’d ever made. The novelty of having a nice new car…
Hello everyone, Happy New Year! It’s been a few weeks since my last post… I’m sorry for the lack of content lately – the hubby and I spent Christmas visiting various family members and we had a lovely time away from work and the daily grind. However, most of my family still don’t know about the blog so it was pretty hard to get some time away to write a post! Anyway, I’m back now and my usual posting schedule will resume! (That’s Mondays, Wednesdays and Fridays). 🙂 How was your Christmas? Ours was pretty good, quite low key and…