Author: Jennie

Following a recent raft of changes to tax policy that affects buy to let landlords, property investment isn’t as immediately enticing as it used to be. In fact, the changes could beg the question of whether such investment is worth pursuing at all; however, there remain many ways in which you could save money and so preserve many of property investment’s traditional attractions. How have tax changes affected the buy to let scene? Once you have obtained a property, letting it out is one of the most commonly advised ways of making money from it. However, this method of amassing…

Today we’re going to talk about zero hour contracts. Specifically, how those on such contracts are able to get approved for a mortgage. As we all know, getting a mortgage is a challenge in itself. Let alone if you’ve not got a proper employment contract with a fixed wage being paid into your bank account regularly. Even for those who have been in consistent employment for the past 10 years, getting on a property ladder is no easy feat – so what chance do those working day to day, week to week or month to month on zero hour contracts…

Want to reduce the cost of your bike warranties? Then follow our six-point checklist to help you save on your warranty: 1) A good record If you have a history of no claims on your warranties, it will help you to make savings on your policies in the future. Another factor to consider is safe driving, if you’ve always driven legally, safely, within the speed limit and don’t have any convictions, this will also reduce the cost. Consider keeping your good record on track by taking a riding course to refresh and update your skills. # 2) Services up-to-date If…

Never lend money to a friend, if you do lend money to a friend, you should be prepared to lose the money or lose the friendship. The advice not to lend money to a friend is bitter pill to swallow and it negates the very essence of the “a friend in need is a friend indeed” saying. However, it is hard to ignore your emotions and refuse to lend money to a friend. This article seeks to help you make logical personal finance decisions by giving your three reasons you should think twice before you lend money to a friend.…

For many citizens, financial independence is a huge aspiration. But making money is one thing, keeping and growing it is another. Not everyone has the right skills or attitude to manage their finances well. This lack of financial literacy can lead to problems such as debt and bankruptcy. So how can one achieve financial freedom? Is earning more money the answer? How do you grow and guard the gap between income and expenses? For a start, choosing the right banking partner is a step that can nudge you in the right direction. But there are other important points as well.…