Although credit cards have some perks such as earning reward points for using it to pay for goods and services as well as cashback and building your credit, they can be dangerous. You may have some fear when getting one due to these risks. Nevertheless, if you know these dangers and avoid them while making […]
How to handle credit card debt when you are in between jobs
Being unemployed is one of the most stressful phases of life. As you scramble to get back on your feet and look for a new job, the imminent doom of financial uncertainty looms large on your mind. And, it certainly doesn’t help if you have a mountain of credit card debt to pay. Finding a […]
Tips on selling your property to clear mortgage debt
Sometimes, debt is unbearable. The amount of debt you have can be more than just an annoying problem. It could be ruining your life. The natural solution then becomes one related to your biggest asset. As Kelvin Elliott of Yes! Homebuyers explains, “Selling your home to reduce or remove debt can sometimes be both a […]
Help! Get Me Out of My Timeshare, NOW
Imagine taking a vacation at a lovely resort. The waves gently lap at your toes, the sunsets are magnificent to watch, and the alluring sea is always nearby for a quick dip. Everything is peaceful and calm, but best of all, you need not lift a finger to set things in order. Someone does it […]
4 Valuable Tips & Tricks to Understanding Debt Management
Many people believe that financial problems invariably result in bankruptcy filings. However, the debt management, debt mitigation, debt settlement and debt consolidation spectrum is long. Bankruptcy falls on the extreme end of the continuum, and is only considered as a last resort. Even when the bankruptcy option is triggered, it should be borne in mind […]
How to Stay Sick with the Disease Called Debt for the Rest of Your Life
Obviously, the last thing you want for yourself — or anyone that you care about — is to be afflicted with the disease called debt for even a day; let alone the rest of your life! In fact, that’s why you’re here on this website: to get trusted advice, tips, techniques, strategies and life hacks […]
How to Avoid the January Debt Hangover
It’s December, and that means the festive cheer is officially in the air. The annual battle not to eat all the advent calendar chocolate at once has duly commenced, and with just weeks to go, the worry as to what Christmas presents to buy for everyone has set in. It really is such a happy […]
Finance horror stories – What could get you into debt?
The causes of debt aren’t solely limited to huge credit card bills or overspending. A big change in your life could turn everything upside down financially, leading to debt problems and financial instability later down the line. With this in mind, let’s take a look at what could potentially get you into debt and how […]
5 Debt Busting Tips for Students
Abolishing debt can be a slow process, and can take a few courses of treatment before you eliminate the bug altogether! Here are 5 of our top debt-busting tips to help you on your way to debt-free life. 1. Self-audit The best way to begin is to take stock of where you stand. This means […]
Debt Has a Cure
Debt can be just like a disease, such as cancer, HIV or even high blood pressure. It can be manageable, or even better, cured! By managing debt, you can continue to stay current and just pay minimum payments. To cure debt, it needs to be paid off in full. If you already fell behind on […]