There is no way to prepare for the grief and despair that families feel when one of their loved ones passes away. The great times and the intimate moments shared with one another endure forever in the minds and hearts of the people who cared for the deceased. Unfortunately, some folks also have to cope […]
Five Things to Consider Before Getting a Bad Credit Loan
Lending firms, credit unions, and banks typically imposed strict requirements on their loan products. For example, if you need to borrow money, your credit score should be good to excellent to get the loan. In such a case, it isn’t easy for borrowers with poor credit ratings to avail themselves of a loan that they […]
What Is Considered a Good Credit Score?
The importance of your credit score is not limited to borrowing. This is a universal indicator of creditworthiness. It is checked by insurance companies, landlords, and recruiters. A favorable total can help you rent the best apartment or secure the best job. But how many points should you target? In short, it depends. The two […]
Five Ways to Get Out of Debt
When you’re in the throes of debt, it can feel impossible to get out. It is overwhelming and stressful. It is full of anxiety and uncertainty. You probably want to get out of debt as soon as possible. When you don’t have the money to pay back, there are a variety of things you can […]
How Social Media Impacts Credit Card Debt
How Social Media Impacts Credit Card Debt. Social media has a massive impact on today’s society. Whether directly or indirectly, we can’t argue with the ripple effect that it has. From celebrities to online influencers, social media has become a lucrative business opportunity. But at what cost? With consumerism comes currency. To have these things, […]
Done With Debt? What Next?
Clearing your debt after many years of battling repayments can be very freeing. Not only will you now have more disposable income, but you can focus on your savings and your other goals – a fresh start for your finances that will open you up to a lot of possibilities. So what’s next after you’re […]
Debt Consolidation 101
If you’ve got into debt, you’ll know that it can be very stressful. Debts can easily spiral out of control when you can’t keep up with the payments, and it can be easy to end up with no idea of how much you owe to who. If your debts have got into a mess, you […]
5 Alternatives to an Expensive Payday Loan
Payday loans are an ingrained part of the financial landscape in the United States. About 12 million people use this type of loan every year according to the St. Louis Fed. They’re particularly prevalent among those who don’t have a traditional bank account. It’s important to know one thing above all else when it comes […]
What’s Happened To Your Credit Score?
Almost everyone has a credit card these days; we all like to put a few purchases on a credit card and pay them back in full later, when our bank accounts are looking a little healthier. Indeed, having a credit card, with a high limit, and a good track record of paying back your loans […]
What You Need to Know About Credit Card Alternatives
What Are the Alternatives to Credit Cards? Depending on your needs as a consumer, there are actually many ways to do business and make transactions without a traditional credit card account. Debt consolidation loans and predatory tactics like payday loans should be avoided at all costs. The credit card examples we’re about to show are […]