Inflation in the UK has reached a 40-year high, with 68% of people more worried about their finances now than they were during the pandemic. Households across the country are struggling to afford basic necessities, such as utilities, food and fuel, and are looking for a solution to this financial crisis. A recent survey we […]
How to Work Your Way Out of Debt (+Insurance Savings Advice)
Money is important. Although it shouldn’t be the only thing in life, money is a necessary and sometimes fun tool. We need money to live and function. Sometimes, however, a lack of money can lead to piles and piles of debt. Most people have some kind of debt. For a large portion of that group, […]
How to Handle Debt When You’re Drowning
Debt is a big issue in the United States, but there are ways to get out of debt. If you’re drowning in credit card debt, or other kinds of debt, you can change that. But it’s important to start taking action. The benefits of getting out of debt include becoming more financially secure and reducing […]
How to Successfully Collect Debt
Debt collection is the bane of every business owner’s existence as it takes a lot of time and effort to go after clients who have overdue bills or unpaid invoices. Don’t fall behind and let this affect your cash flow. So many companies have failed to make a name for themselves because of mounting client […]
How to Ensure Your Family Stays Debt Free When You’re Gone
There is no way to prepare for the grief and despair that families feel when one of their loved ones passes away. The great times and the intimate moments shared with one another endure forever in the minds and hearts of the people who cared for the deceased. Unfortunately, some folks also have to cope […]
Five Things to Consider Before Getting a Bad Credit Loan
Lending firms, credit unions, and banks typically imposed strict requirements on their loan products. For example, if you need to borrow money, your credit score should be good to excellent to get the loan. In such a case, it isn’t easy for borrowers with poor credit ratings to avail themselves of a loan that they […]
What Is Considered a Good Credit Score?
The importance of your credit score is not limited to borrowing. This is a universal indicator of creditworthiness. It is checked by insurance companies, landlords, and recruiters. A favorable total can help you rent the best apartment or secure the best job. But how many points should you target? In short, it depends. The two […]
Five Ways to Get Out of Debt
When you’re in the throes of debt, it can feel impossible to get out. It is overwhelming and stressful. It is full of anxiety and uncertainty. You probably want to get out of debt as soon as possible. When you don’t have the money to pay back, there are a variety of things you can […]
How Social Media Impacts Credit Card Debt
How Social Media Impacts Credit Card Debt. Social media has a massive impact on today’s society. Whether directly or indirectly, we can’t argue with the ripple effect that it has. From celebrities to online influencers, social media has become a lucrative business opportunity. But at what cost? With consumerism comes currency. To have these things, […]
Done With Debt? What Next?
Clearing your debt after many years of battling repayments can be very freeing. Not only will you now have more disposable income, but you can focus on your savings and your other goals – a fresh start for your finances that will open you up to a lot of possibilities. So what’s next after you’re […]