It’s been a while since I last updated the blog. It’s not that we’ve lost focus (honest), just that sometimes life gets in the way I guess. Anyway, I remembered about the money making challenge that I set for us back in March and…..we did it! We made an extra £200! Which has gone into the emergency fund which now stands at £500 so that’s great. In addition to this, we’ve also managed to work on our debt ladder and overpay some debts during this time too – see my debt total update post. But for now, an update on…
Author: Hayley
Making a budget when you’re in debt is fairly eye opening. As a couple who are in debt and very conscious of this fact, we thought we pretty much knew what was coming in and going out of the bank account especially as each month there’s an extremely fine line between going overdrawn and staying in the black. One of the first things we’ve had to do in order to face up to our debt and begin steps towards managing our situation was to create a budget, a completely honest budget, which lists all earnings and all outgoings. Actually doing…
It turns out that just as we’re really focused on paying off debt, our first couple of months trying to do so has been plagued with bills! The car needed taxing and my self-employed tax return and national insurance contributions were due. Now there’s been a problem with the house electrics! We’ve drained what little savings we had sorting this out. But the good thing is, we’re not in any more debt. But before we can start overpaying any debts, we need to build up an emergency fund just in case problems arise again. To make sure we get off…
Today there is lot of contingent situation which force a person to take medicaments. How they can purchase reasonably priced medicines? Medication therapy is a substantial part of the medical field and relies on pharmacy for appropriate management. Let\’s talk about wide variety of remedies. This article focuses on the evaluation of impotence and “cialis 20mg”. Now the assortment you can find in the Web is truly infinite. Certain medications are mostly used to treat varied types of bacterial infections, such as bronchitis and infections of the urinary tract. Usually, if you have lost the desirability to your partner, remedies…
Since writing my first post last month on ‘facing up to debt’, my husband and I are still feeling very focused about taking control of our finances. I have spent this time finding out exactly what debt needs paying off and to whom. I’m afraid it is worse than we first thought. However, we can either start feeling down about this and let the thought of this never ending debt consume us or we can meet it head on. The latter is what we’re going to do. To lay it out there, I’m listing our debts. It’s really difficult to…