Buying a car is more than just simply buying a tool or asset that you’re going to be using in daily life. It’s a decision that can have ongoing financial repercussions. As such, you want to make sure that you’re not making any of the mistakes that can make a car purchase more expensive than it ought to be. Here, we’re going to look at some of those mistakes. Picture – CC0 License Not getting your credit ready Your credit can influence how much you’re paying for your car. If you take out a loan to be able to afford…
Author: Jennie
Recent statistics show that credit card debts reached £66.4 billion in 2023 in the UK, an 8% rise from the previous year. The US is also experiencing an absolute mountain of credit card debt – $1.079 trillion, to be exact. It’s clear from the numbers that managing credit card debts isn’t a skill most people excel at. But the good news is that you can easily learn effective credit card management once you know and understand the rudiments. Whether you just got your first credit card or have been using it for years, the following management tips can help you…
While the ability to remain calm in the face of challenge is often listed as a key skill within a job application, it’s useful outside of the professional realm, too. After all, being able to remain calm during a personal crisis means that you continue to mark smart, calculated conditions that will protect your best interests. Of course, remaining calm during a tumultuous situation is often easier said than done, especially if you’re unsure what the outcome will be. With that in mind, here are some strategies that you may find useful during this time. Keep stress at a manageable…
Investing your money is a significant step towards financial security and growth. However, it’s a process that requires careful consideration and strategic planning. Before diving into the world of investments, there are several critical factors to consider. Here are ten integral considerations to contemplate before investing your money. Assess Your Financial Goals Before embarking on any investment journey, it’s critical to have a clear understanding of your financial goals. This step is more than just a cursory glance at your desires; it involves a deep dive into your long-term aspirations and short-term needs. Are you aiming to accumulate wealth for…
Being sick is no fun, but being sick or injured and unable to work can make life so much more difficult. It’s terrible when you have to deal with feeling unwell and all that goes with that (medication side-effects, doctor’s appointments, pain) and you find yourself worrying about how you are going to pay the mortgage or your utility bills without getting into debt, too. That’s why, today, we are going to look at a few things you can do to get by when you’re too unwell to work, without having to resort to running up huge debts too. 1.…