Author: Jennie

Critical Illness Insurance stands as a shield, offering protection and support during challenging times. One crucial aspect that often raises questions is the death benefit associated with this insurance in Canada. Let’s unravel this vital aspect to understand how it works and what it means for policyholders. What is the Death Benefit in Critical Illness Insurance? In the world of Critical Illness Insurance, the death benefit is a crucial element that provides financial protection for policyholders and their loved ones. To put it simply, if the insured individual were to pass away while the Critical Illness Insurance policy is active,…

Struggling with debt is never good, but that doesn’t mean that all debt is bad. Borrowing money can allow you to do many things and achieve various goals. It can help you buy a car or a home, or it can spread the cost of various big purchases. But if you want to ensure your debt is “good debt”, you need to know how to identify it. Making the wrong choices about what debt you choose to take on could end in disaster. Before you take out a loan, get a new credit card, or purchase something on credit, there…

Buying a car is more than just simply buying a tool or asset that you’re going to be using in daily life. It’s a decision that can have ongoing financial repercussions. As such, you want to make sure that you’re not making any of the mistakes that can make a car purchase more expensive than it ought to be. Here, we’re going to look at some of those mistakes. Picture – CC0 License Not getting your credit ready Your credit can influence how much you’re paying for your car. If you take out a loan to be able to afford…

Recent statistics show that credit card debts reached £66.4 billion in 2023 in the UK, an 8% rise from the previous year. The US is also experiencing an absolute mountain of credit card debt – $1.079 trillion, to be exact. It’s clear from the numbers that managing credit card debts isn’t a skill most people excel at. But the good news is that you can easily learn effective credit card management once you know and understand the rudiments. Whether you just got your first credit card or have been using it for years, the following management tips can help you…

While the ability to remain calm in the face of challenge is often listed as a key skill within a job application, it’s useful outside of the professional realm, too. After all, being able to remain calm during a personal crisis means that you continue to mark smart, calculated conditions that will protect your best interests. Of course, remaining calm during a tumultuous situation is often easier said than done, especially if you’re unsure what the outcome will be. With that in mind, here are some strategies that you may find useful during this time. Keep stress at a manageable…