Author: Jennie

If you want to be financially free it does not only mean you need to know how to save; it means you also need to know when to make strategic choices at each stage of your life to ensure financial security and growth in the long term. Today’s topic is all about how to make wise financial decisions in your 30s, 40s, and 50s and how to build a solid financial foundation while growing. Source Financial Foundations in Your 30s Build an Emergency Fund I’t worth considering to save up and secure an emergency fund that covers up to six…

One of the biggest questions that people ask after they’ve had a car accident is whether or not they should get a lawyer. Answering these questions and deciding whether or not you should hire one can be a difficult decision, especially when your mind is still clouded with the overwhelmedness that has come from the accident itself. You have to think about the severity of the accident. Who’s at fault? But no matter what, you need to think about consulting with a lawyer to see what they can offer. Not only can they give you a level of consultation that…

Alright, folks! Let’s dive into the “dreaded D-word”: Debt. It’s like that monster under the bed when you were a kid — seems super scary until you shine a light on it and realize it’s just a bunch of socks and an old PB&J sandwich. Let’s shed some light on common fears about debt and see why you should never let them send you hiding under the covers! 1. Talking to Creditors: They Don’t Bite (Usually) First up, talking to your creditors. Sure, it can feel like dialing the number of a long-lost relative who only calls when they need…

If you have any debt at all in the world, you are probably going to be keen to try and get rid of it as fast as you can. The truth is that there are lots of ways in which you can hope to do this, and you might want to think about as many of them as possible. As long as you are aware of a lot of these, it will make it so much easier for you to get rid of debt so much faster. So let’s take a look at some of the best approaches you may…

Having an unpaid debt comes with multiple consequences. Besides drops in your credit scores and various financial implications, lenders and debt collection agencies may threaten you with jail time. But is it really possible to get to prison because of your unpaid debt? As it turns out, not really. At least you won’t face arrest or jail for simply owing a credit card or medical debt. However, a creditor can start a lawsuit against you if you fail to pay your financial obligations. As a result, a court can send you to jail not for your unpaid debt itself but…