Author: Jennie
Historically, households have only had one income and this was a role fulfilled by men. Women in the workforce is unquestionably a positive development of the past century, but two income households face their own challenges. With two incomes, handling money in your marriage is more complicated than ever. According to surveys, money is the leading cause of stress in marriages and, consequently, of divorce. So, how do you handle your finances together to create an happy home environment? With these four easy-to-follow tips, you can hopefully avoid the need to pick up the phone to a divorce lawyer in…
A lot of people look at investing primarily as a way to make money. This is perfectly fine, but entering an investment with the express goal of “earnings” can also lead you to be more reckless in your decision-making. Generally speaking, you don’t want to fall into the habit of chasing quick profits in the stock market or any other area of investment. Rather, it’s best to attempt to mitigate risk factors and set yourself up for long-term financial growth. This is a particularly relevant outlook for those who are focused on saving money and setting themselves up to be…
There are millions of reasons that people go into the financial services. Job opportunities in this field abound, and careers in finance can promise stable employment and high compensation rates, especially when compared to other industries. Those that go into accounting are a certain breed: great with numbers, possessing fantastic analytical skills, and determined beyond belief. When it comes to career advancement, many accountants set their sights on the prestigious CPA distinction. Becoming a certified public accountant isn’t only a title of prestige, however; this allows accountants to practice their services publicly and fetch much higher wages—many find themselves drawing…
Your credit score determines whether you get a decent interest rate on any loan you take out, whether you qualify for a car loan or mortgage in the first place, and even the cost of your auto insurance or whether you get a job that you applied for or are allowed to rent the home or apartment that you want in some areas. The better your credit score is the more money you will save. To see your latest credit score go here. As an example: You take out a 30 year fixed rate mortgage for a $200,000 home. With…