I’ve been thinking recently about how starting this debt blog was a really important turning point for both me and the hubby.
This blog has helped us to finally face up to our debts and start to turn our finances around. Not only that, but this blog has actually opened doors for me personally too.
It’s given me a source of income – albeit a small income right now and irregular at that – but if I continue to grow this blog, then hopefully the income will grow too. This blog also acts as my portfolio of work and has helped me to get freelance writing jobs because clients can see evidence of my writing style right here on this site.
I first started this blog without any goals in mind other than being able to vent my thoughts ‘somewhere’ about how I was feeling about the stress and worry that our debt problems were causing us. But it wasn’t long before I began setting financial goals for myself and I started using my blog to motivate me in achieving those goals.
For anyone reading this who isn’t already a blogger, I thought I’d let you know how starting a blog can really help you with your personal goals.
First of all, how easy it is to start a blog?
Starting a blog these days is fairly straightforward and you don’t have to pay a fortune to set one up. The first thing to do is decide what you want to blog about (what your goals are) and which platform and hosting provider you want to use.
For example, you could use WordPress like I have done with this site. WordPress has many free and premium themes and once you get the hang of using this platform, it’s pretty straightforward to use. Blogger is also very user-friendly or you could use companies like 1&1 which make setting up a site very straightforward.
Once you have your blog set up, you just need to publish content frequently on your chosen topic and start building your readership. Commenting on other blogs in the same niche as you is a great way to get some traffic in the early days of blogging and you’ll be surprised at how many people will want to read about what you’ve got to say.
I’d recommend starting a blog to anyone looking for ways to motivate themselves and keep on track with their personal goals.
Here are a couple of ways a blog can help you do just that:
You can use your blog as a progress diary
This is what I do here on this site and what many other bloggers do too. Every month, I post an update on how things are going for me financially and how much debt I’ve managed to pay off. If I think I’m not going to have a great month, I usually work a bit harder so that I can post a more positive update on my financial goals!
When you’re posting your personal stuff out for the world to see, it does kind of have that effect on you. So posting progress updates is a great way to keep you focused on what you’re trying to achieve – and it’s also nice to see how far you’ve come too in working towards your goals.
Your readers will motivate you to work hard and pick you up when you’re down
If I hadn’t have started this blog and become part of the personal finance community, I have serious doubts as to whether the hubby and I would have made quite as much progress in paying off our debts. That’s because the readers of this blog and the blogging community in general have really spurred me on to keep going in our mission to pay off debt. That’s the beauty of blogging that you don’t always think about.
If you can build up a following of your blog, your readers will keep you accountable to your goals. You have your own support network and that means such a lot when you’re working towards some tough personal goals.
When you’re doing great, your readers will be happy for you and give you a virtual hi-five. When you’re not doing that well, your readers will encourage you to pick you back up and when they do that, you just have to keep going. You can’t let your readers down after all!
In summary
If you’re working towards a personal goal, financial or other, why not start a blog about it? If you do, you could end up with an audience that have got your back, who want you to succeed almost as much as you do. Plus there’s a whole heap of other benefits that blogging could bring such as an extra income and other work related opportunities. And did I mention that blogging is also a lot of fun?
Is blogging helping you to achieve your personal goals?
*Image courtesy of Flickr
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21 Comments
I completely agree! Like you, I’m working to pay down debt, and it can feel like a frustrating and overwhelming task at times. I started my blog for the same reasons -accountability, and to tap into the support of the very welcoming PF community.
Amy recently posted…Ten Things About Me
The accountability factor really does work when you have a goal like paying off debt. I know I always personally push myself in the hope of being able to publish a great debt repayment update!
I’m in love with blogging. I’ve always loved writing and this is a great way for me to get my writing out there for others to see and hopefully benefit from it. Blogging also helps keep me accountable and helps me track my own progress and goals. The PF community is really the best and most supportive group of people I’ve ever met!
Kayla @ Shoeaholicnomore recently posted…Thing Thursday 7/17/2014
I hear you Kayla – the PF community is awesome! I have another blog about crafts (which I don’t update all that often as it happens) but I’ve struggled to make the same kind of connections as with the PF community. It really is on another level!
My blog allows me to write about interesting things that come up in my everyday life – usually along a saving money or paying off debt theme, and sometimes not. It also serves as accountability for my goals, debt, and budget progress. Even knowing that a small amount of people are reading it helps me to keep myself on track!
Retired by 40 recently posted…Money Talk: What Do You Do When A Family Member Wants You To Take Over Their Finances?
I know what you mean – once you get evidence of someone actually reading what you’re writing, it makes a huge difference! For anyone who loves writing, a blog is a great way to explore that.
I love blogging, even though I haven’t earned much over the years. It does help me with goals, and I enjoy the connections with other bloggers. It’s a fun hobby!
Lauren recently posted…Christmas in July
Definitely! Sometimes it feels like I’m writing to my ‘friends’ via my blog. 🙂 It can take a long time to earn money, I’m only just seeing a little income now after 18 months. Thank you for stopping by and hope to see you again Lauren!
I love blogging – I love having to come up with ideas of posts and I’m looking forward to being able to look back and see the progress over time. It’s like an online diary in some respect, with some helpful posts (hopefully!) in between.
Nicola recently posted…How to make a budget.
I love blogging too! I found your last post on how to make a budget very informative by the way! I follow the same kind of process. It’s just the monitoring part I have trouble with sometimes!
My blog has played a huge part in my financial progress. Knowing that I’m going to be blogging about my net worth/progress each month really makes me second-guess all those impulse purchases!
Lisa E. @ Lisa vs. the Loans recently posted…BEWARE – San Francisco IRS Telephone Scam
That’s exactly how I feel about blogging Lisa. When I look back on my first few posts, I feel like I’ve come such a long way on a personal level as well as in my debt payoff progress!
I have barely scratch the surface of my blog and I already feel the way that you mentioned in this post. For the first time in forever, I have concrete goals and a platform to vent. Thanks for posting – I couldn’t agree more.
Thank you for stopping by and commenting! Good luck with your blog I’m heading over there to take a look!
Blogging has completely changed my life! It’s helping me stay accountable to my debt, I’ve made friends, and made some extra income! I absolutely adore the PF community.
Melanie @ My Alternate Life recently posted…3 Fun and Frugal Ways I’m Getting Fit this Summer
Me too Melanie! Blogging is such a great thing to do!
I completely agree, my blog is really helping me to stay motivated. With my RSI I really miss blogging. I’m having a ‘good’ day today so am checking in with the PF world!
Victoria @thefrugaltrial recently posted…Missing In Action
Hi Victoria, sorry to hear you have RSI, that must be quite painful. 🙁 Does it come and go? Hope you can get back blogging soon!
I am addicted to financial blogs as I am a frugal junkie. I don’t blog about this subject but find that I am inspired by other people’s journey and their ideas. So please keep posting. thanks.
Trina recently posted…Men Don’t Do Sleepovers
Hi Trina! Thank you for your comment, it’s good to know that PF blogs like this one are still of interest to people who blog about their other passions!