Every household in America should have an emergency fund, or a fund of money that is reserved for unexpected expenses or unforeseen circumstances. Whether you lose a source of household income or have to pay an unexpected medical bill from a clinic like ThriveMD, having an emergency fund set aside is the key to making […]
How to Create a Frugal Budget and Avoid Debt
Learning how to handle money and not get into debt can be a challenging learning experience. Unfortunately, many people don’t realize that credit cards create a trap before experiencing financial trouble. It’s essential to learn how to be proactive before getting caught on a credit card debt treadmill, whether from overspending on everyday purchases […]
4 Simple Tips for Building Your Emergency Fund
One of the most important financial decisions anyone can make is setting up an emergency fund, or a bank account that’s set aside for unplanned or urgent expenses. While most adults are likely familiar with the concept of an emergency fund, studies show that few people actually consistently put money aside for emergencies, leaving many […]
5 Surprising Ways You Can Save Money While Working From Home
The pandemic has potentially changed the workforce permanently because employees and their employers have seen how they can perform their duties at home, and in some cases, more efficiently. If you work from home, you may be eligible for low-mileage savings. You could get insurance for working from home, an insurance policy where you pay […]
Steps to Saving: What You Need to Do
Good financial management is essential for anyone who wants to lead a good quality of life. You need to be able to pay your essentials and manage your disposable income well to maximise your money. For many people, the main goal is getting savings under their belt so that they are secured for a rainy […]
Protecting Your Money from Unforeseen Circumstances
You never know what’s going to happen. One day everything seems to be going nicely, and the next you find yourself out of a job or injured in an accident. Whatever the unforeseen situation, you must be prepared and have your money in order. Just when you need to keep your cool, doing this will […]
3 Ways to Lower Your Heating Bill This Winter
Are you looking for solutions to save money on your heating bill? You’re not the only one who is in the market to keep your heating bill under control this year. According to HomeAdvisor, the typical heating cost for Americans is $1,500 per year. For those who heat their homes with gas rather than electricity, […]
Money seems to just come and go. For some people that’s great because they make a lot of money. For other people, it’s a point of anxiety because money does not come in and much as it has to go out. Even though you’re working and saving, there still never seems to be enough left […]
Saving vs. Investing- What Route Should You Take
Saving vs. Investing: What Route Should You Take? While the concepts of these two financial routes are different – with saving being the practice of putting money aside for future uses and investing being the practice of purchasing various assets with the intention of earning a profit, they both have the goal of achieving financial […]
Credit Cards: The Best cash-back Rewards
The Chase Sapphire Preferred Card earns you two points for every dollar you spend, making it the most popular credit card. These cards come with a special travel logo and have a no-fee cash-back program. While traveling, you can redeem your points for travel rewards, cash-back, and more. Many hotels, airlines, and rental car companies […]