It’s December, and that means the festive cheer is officially in the air. The annual battle not to eat all the advent calendar chocolate at once has duly commenced, and with just weeks to go, the worry as to what Christmas presents to buy for everyone has set in. It really is such a happy […]
Finance horror stories – What could get you into debt?
The causes of debt aren’t solely limited to huge credit card bills or overspending. A big change in your life could turn everything upside down financially, leading to debt problems and financial instability later down the line. With this in mind, let’s take a look at what could potentially get you into debt and how […]
5 Debt Busting Tips for Students
Abolishing debt can be a slow process, and can take a few courses of treatment before you eliminate the bug altogether! Here are 5 of our top debt-busting tips to help you on your way to debt-free life. 1. Self-audit The best way to begin is to take stock of where you stand. This means […]
Debt Has a Cure
Debt can be just like a disease, such as cancer, HIV or even high blood pressure. It can be manageable, or even better, cured! By managing debt, you can continue to stay current and just pay minimum payments. To cure debt, it needs to be paid off in full. If you already fell behind on […]
The Impact Borrowing Money From Family and Friends Has on Your Relationship
When facing financial difficulties, there are many options to consider such as taking out a debt consolidation loan from the likes of Avant Credit or borrowing money from friends and relatives. While the former could be a sensible move leading to debt being paid off promptly, the latter could cause long-term problems and even relationship […]
Life Update: From £41K ($55K) Down to £50K ($67K) Up
Hi everyone! I thought I’d post an update about what’s been going on with me, seeing as it’s been a while. During the last week, something pretty amazing happened to me and the hubby. Our collective savings hit the milestone level of £50K (around $67K USD in today’s money), which was something we were aiming […]
Could This Be Why You’re Still Stuck in Debt?
Are you in debt and living paycheck to paycheck? Would you love to be rid of your debt somehow so you can stop worrying about money so much? Does it feels like even though you have the best intentions with your debt repayment, you seem to take one step forward and then end up taking […]
5 Ways USA Students Can Avoid Student Loan Debt
Following on from my earlier post this week on student loan debt from a UK parent’s perspective, I have another post about student loan debt today – this time for my US readers. It’s been written by Andrew who blogs over at Scholarship Fly. It’s Andrew’s mission to spread the word about scholarships to help students avoid […]
Things Parents Need to Know About Student Loans in the UK
University education is pretty costly to say the least. In England and Wales, it can cost between £6,000 and £9,000 per year just for tuition fees alone. For an average three-year undergraduate course, that can add up to a huge £27,000! In addition, there are costs for books and general living to think about too. When […]
“How Could I Have Been So Stupid?”
This is a guest post from Jen Pattison, who is sharing her personal experience of debt – and info on her new book with you today. “How could I have been so stupid?” That was my overwhelming thought a few months ago when I started to write down and piece together my experiences with debt and […]