Although credit cards have some perks such as earning reward points for using it to pay for goods and services as well as cashback and building your credit, they can be dangerous. You may have some fear when getting one due to these risks. Nevertheless, if you know these dangers and avoid them while making […]

Being unemployed is one of the most stressful phases of life. As you scramble to get back on your feet and look for a new job, the imminent doom of financial uncertainty looms large on your mind. And, it certainly doesn’t help if you have a mountain of credit card debt to pay. Finding a […]

Imagine taking a vacation at a lovely resort. The waves gently lap at your toes, the sunsets are magnificent to watch, and the alluring sea is always nearby for a quick dip. Everything is peaceful and calm, but best of all, you need not lift a finger to set things in order. Someone does it […]

Many people believe that financial problems invariably result in bankruptcy filings. However, the debt management, debt mitigation, debt settlement and debt consolidation spectrum is long. Bankruptcy falls on the extreme end of the continuum, and is only considered as a last resort. Even when the bankruptcy option is triggered, it should be borne in mind […]

Obviously, the last thing you want for yourself — or anyone that you care about — is to be afflicted with the disease called debt for even a day; let alone the rest of your life! In fact, that’s why you’re here on this website: to get trusted advice, tips, techniques, strategies and life hacks […]