Debt can be just like a disease, such as cancer, HIV or even high blood pressure. It can be manageable, or even better, cured! By managing debt, you can continue to stay current and just pay minimum payments. To cure debt, it needs to be paid off in full. If you already fell behind on […]
Shopping Addict? How to Stop the Urge to Spend
The thought of actually having a shopping addiction like Becky Bloomwood in the Sophie Kinsella “Shopaholic” fiction novels might seem a bit far-fetched in real life. But actually, many people do have a problem with compulsive spending, which can turn into a serious addiction. What does it mean to have a shopping addiction? There is a difference between just shopping […]
Stop The Knock 2015
I wanted to share an important message with you today about Stop The Knock – a new campaign which is being run by the Money Advice Trust in the UK. It’s about trying to improve debt collection practices from local authorities to get them to point people who are struggling with debt in the direction […]
A Brief Guide to UK Loans
The world of borrowing can be a bit of a minefield. There are so many different loan products out there in the UK, it can be tricky knowing what you’re signing up for and whether a particular financial product really does suit your needs. When I was in debt, I had four types of loans that […]
5 Questions to Ask Yourself Before Going Bankrupt
“Did you ever consider going bankrupt?” I was asked this question the other day by a friend about whether my husband and I had ever considered filing for bankruptcy during our time spent in debt. The level of our debt at one time was on the extreme side after all. The short answer is yes, we did consider […]