Do you ever have that feeling where you think your head might explode from all the thoughts that are running around in it? I’ve had this feeling for a long time now so I thought I’d write about this in today’s post.
I’m hoping that by getting some of this out of my head, I’ll get some clarity as to why this is and stop myself from going crazy in the meantime!
Back in my school and college days, I was as laid back as a professional sunbather on a beach and thought ahead perhaps as far as the next week. My school reports always included comments like, “Hayley’s coursework was slow but she got there in the end!” and “Hayley would benefit from being proactive with her exam revision.” 😉
I didn’t feel the need for doing everything at the speed of light and procrastination was my middle name (it still is sometimes I guess). I didn’t have this constant feeling of ‘rushing’ that I have now. It’s almost like I’m worried about running out of time before I get to where I want to be in my life. I’m not exactly sure where that is yet but I can pinpoint the following by way of a vision:
- Pay our consumer debts off.
- Build a financially secure future for our family (retirement fund, savings etc).
- Buy our ‘forever’ home somehow where we can settle and actually try to pay the mortgage off.
- Live a good peaceful life without stress.
Within this vision, I need to raise my daughter the best way I can and make sure that my relationship with the hubby remains as strong as ever. My hubby shares this same vision but unlike me, he’s so chilled out and takes one day at a time!
Perhaps it’s because currently my life is the exact opposite of these ideals as to why I feel like I can’t wait to crack on with the next project. Whether that’s trying to get freelance work, thinking up side hustles that I can do, shopping around for new service and insurance providers, checking my shiny new budget and expenses tracking spreadsheet every day – the list goes on!
Not to mention working on my blog which is now much more than a hobby and an outlet for my thoughts on debt. It’s a big part of my life that I really feel passionate about now. I love working on my blog!
So it’s not that I don’t want to do all of that stuff, it’s just that I can’t seem to get the pace right with everything. When I’m constantly thinking of the all the things I want / need to get done, I find that I spend time doing just that – thinking and not doing (sigh).
Take side hustles for example. There are so many avenues I’d like to explore but I can’t seem to get my head around which ones are realistic, which ones could be successful or worthwhile doing and which aren’t. But I usually start thinking about this kind of stuff once I’ve finished work and my daughter is safely tucked up in bed (around 8pm). By that time, I’m exhausted and just want to hook up with the third love of my life… my blog. My hubby is very understanding. 🙂
So what’s the answer?
1. Goal setting and taking baby steps
I’m not sure I have an answer as such but now I’ve got all that out of my head, I’m thinking that this boils down to goal setting. Not just taking into account my ‘to do’ list but setting actual goals that will help me to take those tiny steps to the lifestyle I want in the future.
I did make a list of goals at the end of last month and they might be a bit unrealistic, but anyway here are my specific goals for between now and Christmas:
- Start monetising the blog.
- Set up one side hustle that’s regular and which I enjoy.
- Clear that dratted credit card that I’ve had practically forever.
- Create an outline idea for an ebook.
I’m going to make sure these goals feature on my ‘to do’ list from now on, perhaps doing something each week to progress just one of them.
2. Prioritise and cut down the general ‘to do’ list
Maybe I’m putting too much pressure on myself to get everything done all at once. My ‘to do’ list at the moment consists of all sorts of things: ordering a new printer cartridge; doing paperwork for my day job; selling stuff on eBay; starting my tax return, as well as elements from my actual goals. It’s a real mixed bag!
So each day, I’m going to take either one biggish task or two smallish tasks from the ‘to do’ list and just get them done. And not beat myself up about not doing more.
I guess time is running out to make sure the hubby and I are set up financially and living a stress free life whilst we’ve still got our health and wits about us. But perhaps I need a little balance!
Do you feel like you can’t keep up or are running out of time to get things done sometimes? I’m hoping it’s not just me! 🙂
- I will not give in: the cycle of debt has been broken!
- Increase your happiness – and your wealth: just say no!
- A little perspective goes a long way.
* Photo courtesy of Michal Marcol at freedigitalphotos.net